{"id":24245,"date":"2025-10-01T12:27:13","date_gmt":"2025-10-01T06:57:13","guid":{"rendered":"https:\/\/blog.razorpay.in\/blog\/?p=24245"},"modified":"2025-11-06T12:29:19","modified_gmt":"2025-11-06T06:59:19","slug":"how-to-integrate-a-upi-payment-gateway-into-your-website","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/how-to-integrate-a-upi-payment-gateway-into-your-website\/","title":{"rendered":"How To Integrate A UPI Payment Gateway Into Your Website?"},"content":{"rendered":"

When the NPCI introduced the UPI in India in 2016, it was a novel concept in an extensively cash-dependent country.\u00a0 Eventually, with regular updates and improvements to the system, UPI became one of the world\u2019s largest online payment system. Today, UPI boasts of 500 million Indian users \u2013 a sign of it\u2019s widespread adoption. The internet\u2019s expansion to every nook and corner of the country has enabled merchants of all sizes to adopt the UPI as their preferred payment method, taking India closer to realising the dream of becoming a digitally forward nation. If you are a business owner wondering how to integrate a UPI payment gateway into your website, this article will shed light on the same.<\/span><\/p>\n

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Key Takeaways<\/strong><\/p>\n

Learning how to integrate the UPI payment gateway in website is essential in today\u2019s age due to it\u2019s popularity and widespread use.<\/p>\n

There are three distinct methods \u2013 web collect, intent flow and QR-based payment.<\/p>\n

Razorpay\u2019s scalable API and compliance with PCI DSS makes it one of the most sought-after payment gateways by major businesses in India.<\/p>\n<\/div>\n

Why UPI Integration Matters For Merchants in 2025?<\/strong><\/h2>\n

As Indian merchants migrate to online storefronts, the need to integrate these storefronts with UPI payment gateways<\/a> has become the need of the hour. Integrating UPI with your website aids frictionless payments and reduced drop offs in a cost-efficient way. Here is why your business website must be integrated with UPI payment gateways.<\/span><\/p>\n

Seamless, Instant Payments\u00a0<\/strong><\/h3>\n

One of the biggest challenges in the digital payment world is ensuring secure, seamless payments. Since UPI is a widely used payment gateway, it has deeper penetration in the Indian market.\u00a0<\/span><\/p>\n

Integrating your website with UPI payment gateway ensures instant, secure payments<\/a> without saving card details or asking for OTP, making it a frictionless checkout experience.<\/span><\/p>\n

Broad Acceptance<\/strong><\/h3>\n

UPI is compatible with all mobile payment applications like GPay, PhonePe, Paytm, making it one of the most popular and versatile payment tools.\u00a0<\/span><\/p>\n

Due to it\u2019s popularity, it is widely used across the country and preferred by people who do not own credit cards.<\/span><\/p>\n

Cost-Effectiveness<\/strong><\/h3>\n

As it was developed as part of the government of India\u2019s initiative to popularize digital payments, the transaction fees are very minimal for different types of transactions.<\/span><\/p>\n

Better Conversion Rates<\/h3>\n

As the UPI payment workflows are largely popular among customers, using UPI payment gateways ensure better conversion rates.\u00a0<\/span><\/p>\n

In addition to this, UPI also facilitates omnichannel<\/a> acceptance \u2013 it can be accessed through the web, mobile or points of service.<\/span><\/p>\n

UPI Payment Integration Methods for Websites<\/strong><\/h2>\n

There are three different payment integration methods for online storefront websites.\u00a0<\/span><\/p>\n

Web Collect (Pull Flow)<\/strong><\/h3>\n

In this method, customers can enter their UPI ID<\/a> on the checkout page which then triggers a collect request being sent to the customer\u2019s UPI application.<\/span><\/p>\n

The customer opens their app, accepts the request and sends money through the payment app like GooglePay or PhonePe and completes their purchase.<\/span><\/p>\n

This method is best suited for standard web checkout flows.<\/span><\/p>\n

UPI Intent Flow (Mobile-Redirect)<\/strong><\/h3>\n

When merchants use the UPI intent flow to integrate UPI payment gateway;<\/span><\/p>\n