{"id":23864,"date":"2025-08-21T12:43:57","date_gmt":"2025-08-21T07:13:57","guid":{"rendered":"https:\/\/blog.razorpay.in\/blog\/?p=23864"},"modified":"2026-02-09T17:27:14","modified_gmt":"2026-02-09T11:57:14","slug":"razorpay-versions-2026-v12-built-upgraded-unbreakable","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/razorpay-versions-2026-v12-built-upgraded-unbreakable\/","title":{"rendered":"Razorpay Versions 2026.V12: Built, Upgraded, Unbreakable"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Every month, we ship features that move the needle, not just for your payments, but for your entire business. With Version 2026.V12,\u00a0 we\u2019ve doubled down on what matters:\u00a0 Enterprise-grade security, smarter ops, faster conversions, all running on <\/span>pure product rocket fuel. Let&#8217;s dive in!\u00a0<b><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23866\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-2147233271-2.jpg\" alt=\"\" width=\"1484\" height=\"790\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233271-2.jpg 1484w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233271-2-300x160.jpg 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233271-2-1024x545.jpg 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233271-2-768x409.jpg 768w\" sizes=\"auto, (max-width: 1484px) 100vw, 1484px\" \/><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Enterprise-Grade SSO, Now Live on Razorpay:<\/b><span style=\"font-weight: 400;\"> Razorpay now supports\u00a0 Single Sign-On for enterprises via Azure AD, Okta. Employees can log in with org credentials. Access is automatically revoked when they leave the company.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\"><b>Smart Auth 2.0 Rule Engine For International Cards<\/b><span style=\"font-weight: 400;\">: <\/span><span style=\"font-weight: 400;\">We have built a new smart rule engine to determine an even more robust strategy based on the fraud risk associated with your international card payments. Works out of the box.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\"><b>Fetch Account Balance via API: <\/b><span style=\"font-weight: 400;\">Now fetch real-time balances for Current, Escrow &amp; LITE accounts via API- no dashboard needed. Let your systems make smarter choices with up-to-date balance data.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b style=\"font-size: 19px;\">Money Tracking Enhanced for Your Business<\/b><span style=\"font-weight: 400;\">: Your payment records are auto-tracked with 100% precision on real-time updates, regardless of volumes. Enjoy greater performance at scale.<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23867\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-2147233267-2.jpg\" alt=\"\" width=\"1484\" height=\"790\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233267-2.jpg 1484w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233267-2-300x160.jpg 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233267-2-1024x545.jpg 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233267-2-768x409.jpg 768w\" sizes=\"auto, (max-width: 1484px) 100vw, 1484px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Live Razorpay Data for Instant Analytics: <\/b><span style=\"font-weight: 400;\">Unlock your Razorpay data in real time with DataSync. Stream it to your warehouse or lake with no delays. Make smarter decisions with secure, scalable data, delivered exactly when and where you need it.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Real-Time Intelligence for 10x Growth<\/b><span style=\"font-weight: 400;\">: Uncover what\u2019s working, and what\u2019s not, with Razorpay Insights. Track success rates, drop-offs, failures, in real time, optimize performance and unlock 10x growth.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>UPI Autopay Success Rates, Now Up By 6%<\/b><span style=\"font-weight: 400;\">: We\u2019ve upgraded you to Razorpay\u2019s in-house UPI Switch terminals, boosting Autopay success rates by 6% for new mandates. Now enjoy smoother auto-debits, and more reliable collections<\/span><b>.<\/b><b><br \/>\n<\/b><\/li>\n<li style=\"font-weight: 400;\"><b>Convert Faster with Cardless EMI on Optimizer:<\/b><span style=\"font-weight: 400;\"> Ecommerce businesses on Optimizer can now offer Cardless EMI via ShopSe and Snapmint. Customers only see eligible options, making checkout smoother and conversions more likely.<\/span><\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-23868\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-2147233273-3.jpg\" alt=\"\" width=\"1484\" height=\"790\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233273-3.jpg 1484w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233273-3-300x160.jpg 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233273-3-1024x545.jpg 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233273-3-768x409.jpg 768w\" sizes=\"auto, (max-width: 1484px) 100vw, 1484px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Deploy One Offer Across Multiple Payment Methods:<\/b><span style=\"font-weight: 400;\"> Execute offer campaigns faster across all prepaid payment modes with our new Offer Engine. Launch smarter offers and cut down RTOs- go live in just 1 minute, no extra effort needed.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Biometric Auth Now Live for Faster Card Checkouts<\/b><span style=\"font-weight: 400;\">: Say goodbye to OTP delays! Biometric authentication is now live on Android Mobile Web for saved cards. Enjoy 2x better conversion, faster checkouts, and a smoother experience.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Introducing Modular Gift Card Catalogs:<\/b><span style=\"font-weight: 400;\"> Drive revenue with custom gift cards without writing any code. From setup to delivery, we handle it all. Enjoy 100+ customisations, built to scale as fast as you do.<\/span><\/li>\n<\/ul>\n<h1><b>Product Launches<\/b><\/h1>\n<p><b style=\"font-size: 19px;\"><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-23869 alignleft\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-1707478038-1.png\" alt=\"\" width=\"247\" height=\"233\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-1707478038-1.png 345w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-1707478038-1-300x283.png 300w\" sizes=\"auto, (max-width: 247px) 100vw, 247px\" \/><\/span>Smart Retry For Cross-Bor<\/b><b style=\"font-size: 19px;\">der Payments<br \/>\n<\/b><span style=\"font-weight: 400;\">Now recover failed international payments, effortlessly. Smart Retry auto-retries eligible failures up to 3 times across gateways, filters out hard declines, and lifts SR- all without needing any changes to your checkout.<br \/>\n<\/span><\/p>\n<p><a href=\"https:\/\/razorpay.com\/accept-international-payments\/\">Get started\u00a0<\/a><\/p>\n<p><b><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-23870 alignleft\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-1707478039-1.png\" alt=\"\" width=\"248\" height=\"235\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-1707478039-1.png 345w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-1707478039-1-300x283.png 300w\" sizes=\"auto, (max-width: 248px) 100vw, 248px\" \/>Razorpay Promotional Codes Now Live<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Razorpay Promo Codes lets you run reward campaigns without locking upfront capital. Share codes freely. Gift PPI is created only when a user redeems. No expiry issues, and fully compliant with RBI.<\/span><\/p>\n<p><a href=\"https:\/\/razorpay.com\/engage\/\">Get started\u00a0<\/a><\/p>\n<p><b><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-23871 alignleft\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2025\/08\/Group-2147233237-1.png\" alt=\"\" width=\"246\" height=\"232\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233237-1.png 345w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2025\/08\/Group-2147233237-1-300x283.png 300w\" sizes=\"auto, (max-width: 246px) 100vw, 246px\" \/>Brand Offers on Quick Commerce- Only with Razorpay<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">With Razorpay, customers can now avail brand-funded No-Cost EMIs and discounts on premium electronics on Blinkit. And what\u2019s in it for you? T+1 settlements, real-time SKU validation, and no hassles with brand tie-ups.<\/span><\/p>\n<p><a href=\"https:\/\/razorpay.com\/engage\/\">Get started\u00a0<\/a><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s a wrap for this month&#8217;s edition of Razorpay Versions. Whether you&#8217;re scaling an enterprise, fine-tuning your checkout, or unlocking new revenue streams, Version 2025.V12 gives you the tools to move faster, perform better, and grow smarter.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Until next month &#8211; keep building, we\u2019ll keep upgrading. <\/span><span style=\"font-weight: 400;\">See something you want to explore? <\/span>Reach out to your Razorpay Account Manager or <a href=\"https:\/\/accounts.razorpay.com\/auth\/?redirecturl=https%3A%2F%2Feasy.razorpay.com&amp;auth_intent=signup&amp;x-country-code=IN\">get started today<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Every month, we ship features that move the needle, not just for your payments, but for your entire business. With Version 2026.V12,\u00a0 we\u2019ve doubled down on what matters:\u00a0 Enterprise-grade security, smarter ops, faster conversions, all running on pure product rocket fuel. Let&#8217;s dive in!\u00a0 Enterprise-Grade SSO, Now Live on Razorpay: Razorpay now supports\u00a0 Single Sign-On<\/p>\n","protected":false},"author":150,"featured_media":23875,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1066],"tags":[],"class_list":{"0":"post-23864","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-razorpay-versions"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/150"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=23864"}],"version-history":[{"count":3,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23864\/revisions"}],"predecessor-version":[{"id":25959,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23864\/revisions\/25959"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/23875"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=23864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=23864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=23864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}