{"id":23144,"date":"2025-06-20T13:27:11","date_gmt":"2025-06-20T07:57:11","guid":{"rendered":"https:\/\/blog.razorpay.in\/blog\/?p=23144"},"modified":"2026-02-11T16:04:36","modified_gmt":"2026-02-11T10:34:36","slug":"b2b-cross-border-payments-guide-india","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/","title":{"rendered":"B2B Cross-Border Payments: The Complete 2026 Guide for Indian Businesses"},"content":{"rendered":"<h4 data-sourcepos=\"7:1-7:17\">Introduction<\/h4>\n<p data-sourcepos=\"9:1-9:522\"><span class=\"citation-1899 citation-end-1899\">In 2026 , as initiatives like &#8216;<a href=\"https:\/\/www.makeinindia.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Make in India<\/a>&#8216; expand their global outreach, India&#8217;s international trade and digital service exports are projected to grow significantly<\/span>. <span class=\"citation-1898\">For Indian businesses, this means more engagement in cross-border commerce, making the efficient management of <\/span><strong><span class=\"citation-1898\">B2B cross-border payments<\/span><\/strong><span class=\"citation-1898 citation-end-1898\"> a crucial factor for success<\/span>. <span class=\"citation-1897 citation-end-1897\">However, complexities such as regulatory compliance, high costs, and payment delays pose significant challenges<\/span>.<\/p>\n<p data-sourcepos=\"11:1-11:174\"><span class=\"citation-1896 citation-end-1896\">This guide unpacks everything Indian businesses need to know to navigate, optimize, and future-proof their B2B cross-border payments in 2026 and beyond<\/span>.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69e9270281140\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69e9270281140\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#Key_Aspects_of_B2B_Cross-Border_Payments_2026_Snapshot\" >Key Aspects of B2B Cross-Border Payments: 2026 Snapshot<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#Why_Indian_Businesses_Increasingly_Rely_on_Cross-Border_Payments\" >Why Indian Businesses Increasingly Rely on Cross-Border Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#What_Are_the_Common_Methods_for_B2B_Cross-Border_Payments\" >What Are the Common Methods for B2B Cross-Border Payments?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#Key_Challenges_Indian_Businesses_Face_with_B2B_Cross-Border_Payments\" >Key Challenges Indian Businesses Face with B2B Cross-Border Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#The_Future_of_B2B_Cross-Border_Payments_in_India_2026_-2030\" >The Future of B2B Cross-Border Payments in India (2026 -2030)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#Power_Global_B2B_Cross-Border_Payments_with_Razorpay\" >Power Global B2B Cross-Border Payments with Razorpay<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/blog\/b2b-cross-border-payments-guide-india\/#FAQs\" >FAQs<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-sourcepos=\"15:1-15:65\"><span class=\"ez-toc-section\" id=\"Key_Aspects_of_B2B_Cross-Border_Payments_2026_Snapshot\"><\/span>Key Aspects of B2B Cross-Border Payments: 2026 Snapshot<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-sourcepos=\"17:1-17:294\"><span class=\"citation-1895 citation-end-1895\">B2B cross-border payments are financial transactions between businesses located in different countries<\/span>. They are more complex than domestic payments as they involve navigating different currencies, regulations, and payment networks. Here are the key aspects to understand.<\/p>\n<h3 data-sourcepos=\"19:1-19:45\">A Cornerstone of International Trade<\/h3>\n<p data-sourcepos=\"21:1-21:258\"><strong><span class=\"citation-1898\">B2B cross-border payments <\/span><\/strong>are the fundamental mechanism that facilitates global trade. <span class=\"citation-1894 citation-end-1894\">They allow Indian businesses to purchase goods from international suppliers, acquire global services, and move capital across borders seamlessly<\/span>.<\/p>\n<h3 data-sourcepos=\"23:1-23:39\">Navigating Inherent Complexity<\/h3>\n<p data-sourcepos=\"25:1-25:314\"><span class=\"citation-1893 citation-end-1893\">Compared to domestic payments, cross-border transactions involve significant complexities<\/span>. <span class=\"citation-1892 citation-end-1892\">These include mandatory currency conversion, adherence to international regulations like <a href=\"https:\/\/enforcementdirectorate.gov.in\/fema\" rel=\"nofollow noopener\" target=\"_blank\">FEMA<\/a>, and potential delays due to the involvement of multiple intermediary banks<\/span>.<\/p>\n<h4 data-sourcepos=\"27:1-27:41\">A Substantial and Growing Market<\/h4>\n<p data-sourcepos=\"29:1-29:194\">The B2B cross-border payments market is massive. According to market data from FXC Intelligence, it is projected to reach $47.8 trillion by 2032, driven by the increasing volume of global trade.<\/p>\n<h3 data-sourcepos=\"31:1-31:37\">Overcoming Common Challenges<\/h3>\n<p data-sourcepos=\"33:1-33:439\"><span class=\"citation-1891 citation-end-1891\">Businesses often face challenges such as high transaction fees, volatile exchange rates, complex compliance requirements, and the risk of fraud or payment errors<\/span>. Modern solutions are designed to mitigate these issues. For instance, an Indian textile exporter paying a UK marketing agency \u00a35,000 might face an opaque exchange rate, hidden wire transfer fees, and the burden of declaring the correct RBI purpose code.<\/p>\n<h2 data-sourcepos=\"37:1-37:72\"><span class=\"ez-toc-section\" id=\"Why_Indian_Businesses_Increasingly_Rely_on_Cross-Border_Payments\"><\/span>Why Indian Businesses Increasingly Rely on Cross-Border Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-sourcepos=\"39:3-43:0\">\n<li data-sourcepos=\"39:3-39:449\">\n<h3><strong><span class=\"citation-1890\">Facilitating Import &amp; Export Transactions:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1890 citation-end-1890\">This is the primary use case, from paying international suppliers for raw materials to receiving payments for exported goods and services<\/span>. <span class=\"citation-1889\">This directly supports national initiatives like the <\/span><a class=\"ng-star-inserted\" href=\"https:\/\/www.pib.gov.in\/PressNoteDetails.aspx?NoteId=153454\" target=\"_blank\" rel=\"noopener nofollow\"><span class=\"citation-1889\">Production Linked Incentive (PLI) schemes<\/span><\/a>.<\/li>\n<li data-sourcepos=\"40:3-40:223\">\n<h3><strong><span class=\"citation-1888\">Managing Global Vendor &amp; Contractor Payments:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1888 citation-end-1888\"> Indian companies are increasingly hiring overseas talent and agencies, which requires a seamless way to manage international payroll<\/span>.<\/li>\n<li data-sourcepos=\"41:3-41:221\">\n<h3><strong><span class=\"citation-1887\">Handling International SaaS Subscriptions &amp; Licenses:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1887 citation-end-1887\"> Businesses rely on global software tools and must make regular payments for subscriptions and intellectual property rights<\/span>.<\/li>\n<li data-sourcepos=\"42:3-43:0\">\n<h3><strong><span class=\"citation-1886\">Inter-Company Fund Transfers:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1886 citation-end-1886\"> Indian MNCs and startups with global offices need to efficiently manage finances between their parent companies and overseas subsidiaries<\/span>.<\/li>\n<\/ul>\n<h2 data-sourcepos=\"46:1-46:66\"><span class=\"ez-toc-section\" id=\"What_Are_the_Common_Methods_for_B2B_Cross-Border_Payments\"><\/span>What Are the Common Methods for B2B Cross-Border Payments?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-sourcepos=\"48:1-48:175\">Choosing the right payment method is critical for balancing cost, speed, and compliance. Businesses typically choose between traditional channels and modern digital solutions.<\/p>\n<h3 data-sourcepos=\"50:1-50:36\">Traditional Banking Methods<\/h3>\n<p data-sourcepos=\"52:1-52:85\">These methods are well-established and often used for large, high-value transactions.<\/p>\n<ul data-sourcepos=\"54:3-57:0\">\n<li data-sourcepos=\"54:3-54:265\"><strong>Wire Transfers (via SWIFT):<\/strong> This is a long-standing method where banks use the secure <a href=\"https:\/\/razorpay.com\/learn\/what-is-swift\/\">SWIFT<\/a> network to send payment instructions. <span class=\"citation-1885 citation-end-1885\">It is highly secure but can be slower (2-5 days) and more expensive due to fees from intermediary banks<\/span>.<\/li>\n<li data-sourcepos=\"55:3-55:203\"><strong>Automated Clearing House (ACH) Payments:<\/strong> An electronic network used for batch processing of transactions. International <a href=\"https:\/\/razorpay.com\/blog\/business-banking\/ach-transfers\/\">ACH<\/a> can be more cost-effective than wire transfers but is generally slower.<\/li>\n<li data-sourcepos=\"56:3-57:0\"><strong>Credit Cards:<\/strong> Using corporate credit cards is a convenient option for smaller, recurring payments like software subscriptions, but it can come with high foreign transaction fees.<\/li>\n<\/ul>\n<h3 data-sourcepos=\"58:1-58:33\">Modern FinTech Solutions<\/h3>\n<p data-sourcepos=\"60:1-60:79\">These platforms are designed to overcome the challenges of traditional methods.<\/p>\n<p><strong><span class=\"citation-1884\">Digital Payment Platforms (like Razorpay):<\/span><\/strong><span class=\"citation-1884 citation-end-1884\"> These solutions offer a streamlined, online experience with faster settlement times, transparent fees, and competitive exchange rates<\/span>. <span class=\"citation-1883 citation-end-1883\">They often provide automated compliance and integration with accounting software, making them highly efficient<\/span>.<\/p>\n<h2 data-sourcepos=\"66:1-66:76\"><span class=\"ez-toc-section\" id=\"Key_Challenges_Indian_Businesses_Face_with_B2B_Cross-Border_Payments\"><\/span>Key Challenges Indian Businesses Face with B2B Cross-Border Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-sourcepos=\"68:3-73:0\">\n<li data-sourcepos=\"68:3-68:226\">\n<h3><strong><span class=\"citation-1882\">High Costs, Hidden Fees &amp; FX Volatility Losses:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1882 citation-end-1882\"> Businesses often lose money to markups on foreign exchange rates, hidden correspondent bank charges, and the impact of INR volatility<\/span>.<\/li>\n<li data-sourcepos=\"69:3-69:499\">\n<h3><strong><span class=\"citation-1881\">Navigating Complex Regulatory Compliance:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1881\"> Managing documentation for <\/span><span class=\"citation-1881\">FEMA<\/span><span class=\"citation-1881\">, RBI, GST, and <\/span><span class=\"citation-1881\">TCS on Foreign Remittance<\/span><span class=\"citation-1881 citation-end-1881\"> can be a major burden<\/span>. <span class=\"citation-1880\">This includes handling documents like the <\/span><a href=\"https:\/\/razorpay.com\/blog\/razorpay-launches-automated-digital-firc\/\"><span class=\"citation-1880\">Foreign Inward Remittance Certificate (FIRC)<\/span>.<\/a><\/li>\n<li data-sourcepos=\"70:3-70:250\">\n<h3><strong><span class=\"citation-1879\">Payment Delays, Tracking Issues &amp; Reconciliation Nightmares:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1879 citation-end-1879\"> Multi-day settlement times, a lack of real-time visibility, and difficulty matching payments to invoices create significant operational friction<\/span>.<\/li>\n<li data-sourcepos=\"71:3-71:223\">\n<h3><strong><span class=\"citation-1878\">Security Risks &amp; Sophisticated Fraud:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1878 citation-end-1878\"> Indian businesses are increasingly targeted by Business Email Compromise (BEC) scams and phishing attempts related to international invoices<\/span>.<\/li>\n<li data-sourcepos=\"72:3-73:0\">\n<h3><strong><span class=\"citation-1877\">Integration with Existing Accounting &amp; ERP Systems:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1877 citation-end-1877\"> Ensuring seamless data flow between payment platforms and Indian accounting software like Tally or Zoho Books is a common technical hurdle<\/span>.<\/li>\n<\/ul>\n<h2 data-sourcepos=\"76:1-76:68\"><span class=\"ez-toc-section\" id=\"The_Future_of_B2B_Cross-Border_Payments_in_India_2026_-2030\"><\/span>The Future of B2B Cross-Border Payments in India (2026 -2030)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul data-sourcepos=\"78:3-82:0\">\n<li data-sourcepos=\"78:3-78:201\">\n<h3><strong><span class=\"citation-1876\">Deeper API-Driven Embedded Payments:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1876 citation-end-1876\"> Cross-border payments are becoming an invisible, integrated part of Indian ERP, procurement, and supply chain finance platforms<\/span>.<\/li>\n<li data-sourcepos=\"79:3-79:264\">\n<h3><strong>The Shift to Cloud-Based Payment Solutions:<\/strong><\/h3>\n<p>Cloud technology is being rapidly adopted for cross-border payments, offering benefits like enhanced security, real-time processing, better scalability to handle high transaction volumes, and cost efficiency.<\/li>\n<li data-sourcepos=\"80:3-80:290\">\n<h3><strong><span class=\"citation-1875\">Wider Adoption of Global Standards like ISO 20022:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1875 citation-end-1875\"> This standard improves data richness in payments, facilitating better compliance reporting and automated reconciliation<\/span>. You can learn more at the official <a class=\"ng-star-inserted\" href=\"https:\/\/www.iso20022.org\/\" target=\"_blank\" rel=\"noopener nofollow\">ISO 20022 website<\/a>.<\/li>\n<li data-sourcepos=\"81:3-82:0\">\n<h3><strong><span class=\"citation-1874\">AI &amp; ML Enhancing Security and Efficiency:<\/span><\/strong><\/h3>\n<p><span class=\"citation-1874 citation-end-1874\"> Artificial Intelligence will be used for advanced fraud detection, optimizing payment routing, and automating complex compliance for Indian businesses<\/span>.<\/p>\n<div class=\"source-inline-chip-container ng-star-inserted\"><\/div>\n<\/li>\n<\/ul>\n<h2 data-sourcepos=\"85:1-85:60\"><span class=\"ez-toc-section\" id=\"Power_Global_B2B_Cross-Border_Payments_with_Razorpay\"><\/span>Power Global B2B Cross-Border Payments with Razorpay<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-sourcepos=\"87:1-87:385\"><span class=\"citation-1873 citation-end-1873\">Razorpay\u2019s platform is built specifically for Indian regulatory needs, offering automated FIRC generation, competitive INR FX rates, and dedicated support<\/span>. <span class=\"citation-1872 citation-end-1872\">With real-time tracking, automated compliance, and seamless integration with popular Indian ERPs, Razorpay empowers Indian businesses to manage international payments efficiently<\/span>.<\/p>\n<p data-sourcepos=\"89:1-89:53\"><a href=\"https:\/\/razorpay.com\/international-payment-gateway-india\/\"><strong>Get Started with International Payment Gateway<\/strong><\/a><\/p>\n<p data-sourcepos=\"89:1-89:53\">Selling to businesses in Singapore? Enable fast, compliant collections with Razorpay\u2019s <a href=\"https:\/\/razorpay.com\/sg\/payment-platform\/\"><b>Payment platform in Singapore<\/b><\/a>, tailored for cross-border B2B payments across APAC markets.<\/p>\n<h2 data-sourcepos=\"93:1-93:12\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span>FAQs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-sourcepos=\"95:1-95:66\">1. What are B2B cross-border payments for Indian businesses?<\/h3>\n<p data-sourcepos=\"97:1-97:310\"><span class=\"citation-1871 citation-end-1871\">B2B cross-border payments are regulated financial transactions where Indian businesses send or receive funds internationally<\/span>. <span class=\"citation-1870 citation-end-1870\">They enable payments for imports, exports, global vendors, and SaaS subscriptions, all while requiring compliance with RBI and FEMA rules<\/span>.<\/p>\n<h3 data-sourcepos=\"99:1-99:93\">2. What are the biggest challenges in B2B cross-border payments for companies in India?<\/h3>\n<p data-sourcepos=\"101:1-101:248\"><span class=\"citation-1869 citation-end-1869\">The biggest challenges include high costs from FX markups and hidden fees, navigating complex RBI\/FEMA compliance, multi-day settlement delays with limited payment visibility, difficult reconciliation, and rising fraud risks<\/span>.<\/p>\n<h3 data-sourcepos=\"103:1-103:84\">3. How can Indian businesses simplify global B2B payments and FEMA compliance?<\/h3>\n<p data-sourcepos=\"105:1-105:285\"><span class=\"citation-1868 citation-end-1868\">Indian businesses can simplify payments by using fintech platforms like Razorpay that automate compliance documentation, offer multi-currency accounts, integrate with accounting software, and provide real-time payment tracking to reduce manual effort and errors<\/span>.<\/p>\n<h3 data-sourcepos=\"107:1-107:84\">4. Are B2B cross-border payments from India safe and compliant with RBI rules?<\/h3>\n<p data-sourcepos=\"109:1-109:293\"><span class=\"citation-1867 citation-end-1867\">Yes, when processed via RBI-authorized banks or regulated fintechs like Razorpay, cross-border payments are highly secure<\/span>. <span class=\"citation-1866 citation-end-1866\">They are designed to comply with all KYC, AML, and FEMA regulations, ensuring automated compliance and proper documentation<\/span>.<\/p>\n<h3 data-sourcepos=\"111:1-111:72\">5. What is the role of an AD Code in Indian cross-border payments?<\/h3>\n<p data-sourcepos=\"113:1-113:316\"><span class=\"citation-1865 citation-end-1865\">The AD (Authorized Dealer) Code is a unique code that identifies the bank handling a business&#8217;s foreign exchange transactions<\/span>. <span class=\"citation-1864 citation-end-1864\">It is mandatory for customs clearance of goods and ensures that all payments are linked to an authorized bank for RBI compliance and reporting<\/span>.<\/p>\n<h3 data-sourcepos=\"115:1-115:73\">6. How does TDS\/TCS apply to international B2B payments from India?<\/h3>\n<p data-sourcepos=\"117:1-117:337\"><span class=\"citation-1863 citation-end-1863\">Indian businesses may need to deduct TDS (Tax Deducted at Source) on certain overseas payments, like royalties or professional fees, according to the Income Tax Act and Double Taxation Avoidance Agreements (DTAA)<\/span>. <span class=\"citation-1862 citation-end-1862\">TCS (Tax Collected at Source) can also apply to specific foreign remittances<\/span>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction In 2026 , as initiatives like &#8216;Make in India&#8216; expand their global outreach, India&#8217;s international trade and digital service exports are projected to grow significantly. For Indian businesses, this means more engagement in cross-border commerce, making the efficient management of B2B cross-border payments a crucial factor for success. However, complexities such as regulatory compliance,<\/p>\n","protected":false},"author":172,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[369],"tags":[],"class_list":{"0":"post-23144","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-international-payments"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/172"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=23144"}],"version-history":[{"count":8,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23144\/revisions"}],"predecessor-version":[{"id":26022,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/23144\/revisions\/26022"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=23144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=23144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=23144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}