{"id":19744,"date":"2024-12-26T19:36:23","date_gmt":"2024-12-26T14:06:23","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=19744"},"modified":"2025-04-16T18:24:39","modified_gmt":"2025-04-16T12:54:39","slug":"what-is-upi-lite-x","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/","title":{"rendered":"What is UPI Lite X: Features, Transaction Limits, and Benefits"},"content":{"rendered":"<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X is a revolutionary feature designed to make <a href=\"https:\/\/razorpay.com\/learn\/digital-payments-india-definition-methods-importance\/\">digital payments<\/a> more accessible and seamless. It stands out as a unique extension of the <a href=\"https:\/\/razorpay.com\/blog\/what-is-upi-and-how-it-works\/\">Unified Payments Interface<\/a> (UPI) ecosystem by allowing users to perform transactions even without an active internet connection.<\/p>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">This innovative functionality is particularly beneficial in areas with limited or unstable connectivity, making digital payments reliable for rural and remote residents.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6b43f81212\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6b43f81212\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#What_is_UPI_Lite_X\" >What is UPI Lite X?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#UPI_Lite_X_Limit\" >UPI Lite X Limit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#How_to_Use_UPI_Lite_X_for_Transactions\" >How to Use UPI Lite X for Transactions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#Features_and_Benefits_of_UPI_Lite_X\" >Features and Benefits of UPI Lite X<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#Requirements_to_Access_UPI_Lite_X\" >Requirements to Access UPI Lite X<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#How_does_UPI_Lite_X_Differs_from_UPI_and_UPI_Lite\" >How does UPI Lite X Differs from UPI and UPI Lite?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#Disclaimer\" >Disclaimer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs):<\/a><\/li><\/ul><\/nav><\/div>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"What_is_UPI_Lite_X\"><\/span>What is UPI Lite X?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X is an enhanced version of UPI, specifically designed to enable <a href=\"https:\/\/razorpay.com\/learn\/offline-payment\/\">offline payments<\/a>. It leverages Near Field Communication (<a href=\"https:\/\/razorpay.com\/learn\/what-is-nfc-near-field-communication\/\">NFC<\/a>) technology to facilitate secure and seamless payments. By simply bringing your device close to a payment terminal or another NFC-enabled device, you can authorise transactions without relying on mobile data or Wi-Fi.<\/p>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Introduced in 2023 by RBI Governor Shaktikanta Das, UPI Lite X aims to bridge the digital payment gap in low-connectivity regions. It empowers rural and remote users to adopt digital payments, contributing to financial inclusion while maintaining ease of use and security.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"UPI_Lite_X_Limit\"><\/span>UPI Lite X Limit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">The transaction limit for UPI Lite X is set at \u20b9500 per transaction. This ensures that the feature is primarily used for small-value payments, making it ideal for everyday transactions like grocery shopping, public transport fares, and other low-value purchases. Additionally, the total balance that can be loaded into a UPI Lite X wallet is capped at \u20b92,000.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"How_to_Use_UPI_Lite_X_for_Transactions\"><\/span>How to Use UPI Lite X for Transactions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">1. Step 1: Download the App<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Begin by downloading a UPI Lite X-supported app from your device\u2019s Play Store. Popular UPI-enabled apps like BHIM or your bank\u2019s app often support this feature.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">2. Step 2: Register Your Account<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Open the app and link your bank account. Ensure that your account is UPI-enabled and that you have set a <a href=\"https:\/\/razorpay.com\/learn\/what-is-a-upi-pin\/\">UPI PIN<\/a>. This step is essential to activate the payment feature.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">3. Step 3: Enable UPI Lite X<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Navigate to the settings or features section in the app and select the option to enable UPI Lite X. Accept the terms and conditions, then proceed to activate the feature.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">4. Step 4: Select Your Payment Option<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Once enabled, you can start making offline payments. Choose the \u201cTap &amp; Pay\u201d option in the app, enter the amount, and complete the transaction by tapping your device on the NFC-enabled payment terminal or soundbox.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"Features_and_Benefits_of_UPI_Lite_X\"><\/span>Features and Benefits of UPI Lite X<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">1. Offline Transactions Made Easy<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X allows you to make payments without an active internet connection, ensuring seamless transactions even in remote or low-connectivity areas. This feature is especially beneficial for small-value payments like buying groceries or paying transport fares.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">2. NFC Technology<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">The use of NFC technology enables secure and efficient transactions. By simply tapping your device on an NFC-enabled terminal, you can complete payments without entering a UPI PIN, saving time and reducing hassle.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">3. On-Device Wallets for Convenience<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X integrates an on-device wallet with a cap of \u20b92,000, ensuring quick and straightforward access to funds for offline transactions. This eliminates the need for real-time bank authorisation, speeding up the process.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">4. User-Friendly Interface for Seamless Experience<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X-supported apps provide an intuitive interface, making it easy for users to enable and use the feature. The simplified payment process ensures that even first-time users can navigate it without difficulty.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">5. Low Battery Consumption for Longer Use<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Unlike regular online payment features, UPI Lite X is optimised for low power usage. This ensures your device lasts longer, making it practical for extended use in areas where charging facilities might not be readily available.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"Requirements_to_Access_UPI_Lite_X\"><\/span>Requirements to Access UPI Lite X<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">1. NFC-Enabled Devices<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Both the sender and receiver must have NFC-enabled devices. NFC is crucial for facilitating secure and contactless transactions by allowing devices to communicate when in close proximity.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">2. On-Device Wallets<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Transactions with UPI Lite X occur between on-device wallets, not directly through bank accounts. Users need to load funds (up to \u20b92,000) into their UPI Lite X wallet to enable seamless offline payments.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">3. Device Compatibility<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">The device must support NFC technology to use UPI Lite X. Additionally, the payment app used should support the UPI Lite X feature. Ensure your app and device are updated to the latest versions for compatibility.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"How_does_UPI_Lite_X_Differs_from_UPI_and_UPI_Lite\"><\/span>How does UPI Lite X Differs from UPI and UPI Lite?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table dir=\"ltr\">\n<tbody>\n<tr>\n<td data-colwidth=\"132\">\n<h3 dir=\"ltr\" style=\"text-align: center;\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Feature<\/h3>\n<\/td>\n<td style=\"text-align: center;\">\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI<\/h3>\n<\/td>\n<td style=\"text-align: center;\">\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite<\/h3>\n<\/td>\n<td>\n<h3 dir=\"ltr\" style=\"text-align: center;\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X<\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"132\">\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong>Internet Requirement<\/strong><\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Requires an active internet connection.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Requires an active internet connection.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Does not require an internet connection for transactions.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"132\">\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong>Transaction Limit<\/strong><\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Up to \u20b91,00,000 per day.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">\u20b9500 per transaction; \u20b92,000 wallet balance limit.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">\u20b9500 per transaction; \u20b92,000 wallet balance.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"132\">\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong>Authentication<\/strong><\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Requires UPI PIN for every transaction.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">No UPI PIN is needed for transactions from the Lite wallet.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">No UPI PIN is needed; uses NFC for secure transactions.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"132\">\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong>Payment Method<\/strong><\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Direct from the linked bank account.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">From an on-device Lite wallet linked to the account.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">From an on-device\u00a0 Lite wallet loaded with funds.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"132\">\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong>Use Case<\/strong><\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">High-value and online transactions.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Small-value online transactions.<\/p>\n<\/td>\n<td>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Offline small-value transactions in low-connectivity areas.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><strong><em>Related Read: <a href=\"https:\/\/razorpay.com\/blog\/difference-between-upi-and-upi-lite\/\">UPI vs UPI Lite: What\u2019s the Difference?<\/a><\/em><\/strong><\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">The information provided about UPI Lite X, its features, and usage is based on the latest available details. Please note that certain aspects may change as government policies and regulatory guidelines are updated. It is recommended to check with your<a href=\"https:\/\/razorpay.com\/blog\/what-is-a-payment-service-provider\/\"> payment service provider<\/a> or official sources for the most current information.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs):<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">1. Can I use UPI Lite X for all types of payments?<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X is designed for small-value payments, typically up to \u20b9500 per transaction. It is best suited for everyday expenses like groceries, transport, or small retail purchases. For larger transactions, regular UPI is recommended.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">2. Are there any charges for using UPI Lite X?<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">Currently, there are no additional charges for using UPI Lite X. However, it\u2019s always a good idea to confirm with your payment service provider for any updates on fees.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">3. How secure is UPI Lite X?<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">UPI Lite X is highly secure, leveraging NFC technology for <a href=\"https:\/\/razorpay.com\/blog\/what-is-contactless-payment\/\">contactless payments<\/a> and on-device wallets to minimise risks. Since it does not require an internet connection during transactions, it reduces the vulnerability to <a href=\"https:\/\/razorpay.com\/blog\/upi-frauds-types-tactics\/\">UPI fraud<\/a>.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">4. Can I use UPI Lite X for large transactions?<\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-line-height-align=\"1.8\">No, UPI Lite X is intended for small-value offline transactions. The maximum limit per transaction is \u20b9500, and the total wallet balance is capped at \u20b92,000. For larger amounts, you should use regular UPI.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>UPI Lite X is a revolutionary feature designed to make digital payments more accessible and seamless. It stands out as a unique extension of the Unified Payments Interface (UPI) ecosystem by allowing users to perform transactions even without an active internet connection. This innovative functionality is particularly beneficial in areas with limited or unstable connectivity,<\/p>\n","protected":false},"author":103,"featured_media":20713,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[93,855,91],"class_list":{"0":"post-19744","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-upi","9":"tag-upi-lite-x","10":"tag-upi-payments"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/19744","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/103"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=19744"}],"version-history":[{"count":9,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/19744\/revisions"}],"predecessor-version":[{"id":22116,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/19744\/revisions\/22116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/20713"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=19744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=19744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=19744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}