{"id":1778,"date":"2026-02-02T12:36:16","date_gmt":"2026-02-02T07:06:16","guid":{"rendered":"https:\/\/rzpwp.blog\/?p=1778"},"modified":"2026-02-07T16:44:28","modified_gmt":"2026-02-07T11:14:28","slug":"online-payments-failure-reasons","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/","title":{"rendered":"Online Payment Failure: Reasons &#038; How to Handle Them in 2026?"},"content":{"rendered":"<p>Online payment failure occur when a digital transaction fails due to issues such as incorrect card details, insufficient balance, bank security restrictions, or technical problems like network failures. These errors can usually be resolved by verifying payment information, switching payment methods, or contacting the bank or merchant for support.<\/p>\n<p data-node-text-align=\"left\">When you\u2019re initiating a <a href=\"https:\/\/razorpay.com\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" data-factors-click-bind=\"false\">payment online<\/a>, many factors go into making the payment possible and a single glitch in any of these entities can lead to an online transaction failing.<\/p>\n<p data-node-text-align=\"left\">The data about a single transaction goes through a series of hoops before it reaches its final destination. These hoops vary from gateway to gateway, as each one has its own security measures in place.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d14339ec30a\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d14339ec30a\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Different_Types_of_Payment_Failures\" >Different Types of Payment Failures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Key_takeaways\" >Key takeaways<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Top_5_Reasons_for_Online_Payments_Failure\" >Top 5 Reasons for Online Payments Failure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Exploring_Additional_Causes_of_Online_Payment_Failures\" >Exploring Additional Causes of Online Payment Failures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Impact_of_Payment_Failure\" >Impact of Payment Failure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Common_Online_Payment_Failure_Messages\" >Common Online Payment Failure Messages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Effective_Strategies_to_Minimise_Online_Payment_Failures\" >Effective\u00a0Strategies to Minimise Online Payment Failures<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#When_to_Contact_Your_Bank\" >When to Contact Your Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#When_to_Contact_the_Merchant\" >When to Contact the Merchant?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#How_Razorpay_Handles_Refunds\" >How Razorpay Handles Refunds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Different_Types_of_Payment_Failures\"><\/span>Different Types of Payment Failures<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div style=\"border-left: 4px solid #0073aa; background: #f0f8ff; padding: 15px; margin: 20px 0; border-radius: 5px;\">\n<h2 style=\"color: #0073aa; font-size: 18px; margin: 0 0 8px 0; display: inline-block;\"><span class=\"ez-toc-section\" id=\"Key_takeaways\"><\/span>Key takeaways<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul style=\"display: inline-block; margin: 0 0 0 10px; padding-left: 18px; vertical-align: top;\">\n<li>Online payment failures can occur due to multiple factors, including technical glitches, incorrect payment details, or declines from the customer\u2019s bank or card issuer\u2014even when other inputs are correct.<\/li>\n<li>Common causes include server or gateway outages, incorrect card\/UPI details, insufficient account balance, failed OTP or UPI PIN attempts, and fraud prevention triggers.<\/li>\n<li>Many failures stem from user-side errors like mistyping payment info or not completing authentication steps, which can be prevented with better UI prompts and input validation.<\/li>\n<li>System-level issues such as network instability, bank downtimes, or third-party processor disruptions can halt otherwise valid payments unexpectedly.<\/li>\n<li>By understanding these issues, businesses can reduce failures by guiding users clearly, validating details upfront, improving retry logic, and offering alternative payment modes like UPI or wallets.<\/li>\n<\/ul>\n<\/div>\n<h3>1. Consumer-Related Payment Hurdles<\/h3>\n<p><a href=\"https:\/\/razorpay.com\/payment-gateway\/\">Payment gateway<\/a> failures often originate from the consumer&#8217;s end. It includes entering wrong card numbers, expiry dates, or CVVs, which can lead to immediate rejection of transactions. Additionally, incorrect entry or delay in receiving OTPs may cause trouble. Transaction failure may also occur if the transaction amount exceeds the account balance.<\/p>\n<h3>2. Merchant-Induced Payment Setbacks<\/h3>\n<p>Such setbacks can occur due\u00a0to software bugs or server downtimes in the merchant&#8217;s payment system. Also, overly stringent fraud detection systems may flag legitimate transactions as fraudulent, leading to declines.<\/p>\n<h3>3. Data Transmission Glitches<\/h3>\n<p>Data transfer inconsistencies between banks and <a href=\"https:\/\/razorpay.com\/ecommerce-payment-gateway-india\/\">e-commerce payment gateways<\/a> can result in customers receiving failure alerts despite successful account debits. There may also be instances where payments don&#8217;t go through, yet no funds\u00a0are deducted. Network issues and gateway timeouts are other common causes.<\/p>\n<h3>4. Unsuccessful Payment Attempts<\/h3>\n<p>Failures can occur when initiating payments without affecting customers&#8217; accounts.\u00a0This\u00a0can arise because of network issues or because of incorrect details\u00a0being provided. For instance, a typo in account information or an expired card can halt transactions. While these failures do not impact balances, they can delay purchases.<\/p>\n<p>Each category has its own implications and potential remedies. For example, consumers should double-check their payment details and ensure good internet connectivity. Merchants need to maintain their systems and update security protocols regularly.\u00a0In cases of\u00a0data transmission glitches, contacting customer support for clarification is advisable.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Top_5_Reasons_for_Online_Payments_Failure\"><\/span>Top 5 Reasons for Online Payments Failure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1) Downtime<\/h3>\n<p>Downtime can occur on the merchant&#8217;s platform or the payment processor&#8217;s end, leading to e-commerce <a href=\"https:\/\/razorpay.com\/blog\/payment-processor\/\">payment processing<\/a> disruption. For instance, during high-traffic sales events, servers may become overloaded, causing outages that prevent transaction completion.<\/p>\n<h3>2) Incorrect Data<\/h3>\n<p>Payment processing failures often stem from data entry errors. Common mistakes include incorrect card numbers, expiry dates, or CVV codes. Users should carefully review their payment details before submission to avoid such errors.<\/p>\n<h3>3) Security Concerns<\/h3>\n<p>This is the most common payment gateway failure reason. Inadequate security measures can compromise payment success. <a href=\"https:\/\/razorpay.com\/learn\/what-is-encryption\/\">Encryption<\/a>, fraud detection, and user <a href=\"https:\/\/razorpay.com\/learn\/what-is-authentication\/\">authentication<\/a> are essential in safeguarding transactions. Users should verify the <a href=\"https:\/\/razorpay.com\/blog\/online-payment-security\/\">online payment security<\/a> protocols of websites to ensure safe payment processing.<\/p>\n<h3>4) Payment Gateway Errors<\/h3>\n<p>Technical issues or misconfigurations within payment gateways can also cause failed payments. Users encountering such errors should check for updates from the payment gateway provider or seek customer support for resolution.<\/p>\n<h3>5) Bank or Credit Card Issuer Issues<\/h3>\n<p>Insufficient funds, card restrictions, or bank-imposed holds can result in UPI payment failure. Users facing these issues must contact their bank or <a href=\"https:\/\/razorpay.com\/learn\/what-is-a-card-issuer\/\">card issuer<\/a> to clarify and resolve any limitations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Exploring_Additional_Causes_of_Online_Payment_Failures\"><\/span>Exploring Additional Causes of Online Payment Failures<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Merchant Account Blocks:<\/strong> These\u00a0occur when providers suspect unusual activity, disrupting transactions.<\/li>\n<li><strong>Expired or Cancelled Cards:\u00a0<\/strong>This leads to transaction decline as they are no longer valid for use.<\/li>\n<li><strong>Invalid Billing Address:<\/strong> It can trigger a mismatch error during verification processes.<\/li>\n<li><strong>Flagged Accounts by Banks:<\/strong> This indicates potential security concerns, prompting a freeze on activities.<\/li>\n<li><strong>Maxed-out Credit Cards:<\/strong> They prevent further charges due to reaching credit limits.<\/li>\n<li><strong>Improper Payment Gateway<\/strong>\u00a0configuration may cause technical failures in processing payments.<\/li>\n<li><strong>Account Suspensions or Closures,<\/strong> often halt all account operations because of policy violations or security breaches.<\/li>\n<li><strong>Unsupported Payment Methods<\/strong> result in failures,\u00a0if the merchant doesn\u2019t accept certain card types or digital wallets.<\/li>\n<\/ul>\n<p>Staying aware of these potential payment issues and promptly addressing them mitigates financial risks and enhances operational efficiency.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Impact_of_Payment_Failure\"><\/span>Impact of Payment Failure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Delay in Order processing:<\/strong> Payment failure may disrupt the timely delivery of goods or services.<\/li>\n<li><strong>Potential loss of sales:<\/strong> The customers might turn to competitors for faster service.<\/li>\n<li><strong>Customer frustration and dissatisfaction:<\/strong> Such failures often erode the trust and loyalty of customers.<\/li>\n<li><strong>Negative impact on business reputation:<\/strong> All the payment failure issues can deter future trade and possibly affect long-term profitability.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Common_Online_Payment_Failure_Messages\"><\/span>Common Online Payment Failure Messages<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding common online payment failure messages is crucial for customer support. It helps diagnose payment issues and provide timely assistance. Recognizing these messages allows businesses to manage customer complaints effectively and address recurring issues.<\/p>\n<p>The most prevalent messages include:<\/p>\n<ul>\n<li><strong>Transaction Cannot Be Authorised<\/strong>: This indicates a failure to verify the user&#8217;s credentials. It could be due to an incorrect password or OTP.<\/li>\n<li><strong>Signature Validation Failed:<\/strong> This error signifies a mismatch in the <a href=\"https:\/\/razorpay.com\/learn\/what-is-3d-secure\/\">3D secure<\/a> signature during the transaction process.<\/li>\n<li><strong>Payment Not Captured:<\/strong> This message appears when the payment process is incomplete. Reasons could include insufficient funds or an incorrect CVV.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Effective_Strategies_to_Minimise_Online_Payment_Failures\"><\/span>Effective\u00a0Strategies to Minimise Online Payment Failures<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Utilize a Payment Gateway with Multiple Payment Processors<\/h3>\n<p>Select a <a href=\"https:\/\/razorpay.com\/blog\/multiple-payment-gateways\/\">multiple payment gateway<\/a> that routes transactions to various processors. This payment orchestration ensures seamless transactions and better conversion rates by rerouting to alternative processors during downtimes.<\/p>\n<h3>2. Choose an E-commerce Payment Platform with Advanced Functionalities:<\/h3>\n<p>Opt for a platform with advanced features that support scalability and high transaction volumes. Serverless architecture helps maintain uninterrupted payment processing and promotes sustainable growth.<\/p>\n<h3>3. Prioritise Online Payment Security:<\/h3>\n<p>Adhere to security regulations to protect against fraud. Ensure PCI DSS Level 1 compliance to safeguard sensitive payment data, providing security assurance to customers and businesses alike.<\/p>\n<h3>4. Accept a Wide Range of Payment Methods:<\/h3>\n<p>Adopt a payment gateway that supports diverse payment methods for streamlined management and improved customer experience.\u00a0This\u00a0enhances customer reach and sales opportunities, offering convenience by integrating\u00a0major, alternative, and local payment methods into one platform.<\/p>\n<p><strong>Related Read: <a href=\"https:\/\/razorpay.com\/learn\/upi-payment-failed\/\"><em>UPI Payment Failed? Here\u2019s What You Can Do<\/em><\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_to_Contact_Your_Bank\"><\/span>When to Contact Your Bank?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Suspected Fraud<\/h3>\n<p>If there is <a href=\"https:\/\/razorpay.com\/learn\/fraud-detection-in-financial-transactions\/\">transaction fraud detection<\/a> in the form of charges you don\u2019t recognize, it\u2019s crucial to contact your bank immediately. They can investigate the transactions and secure your account against further unauthorized access.<\/p>\n<h3>2. Card Blocked\/Disabled<\/h3>\n<p>If your card stops working or you receive a notification that it is blocked, contact your bank to resolve the issue. This may be a security measure taken in response to suspicious activity.<\/p>\n<h3>3. Persistent Payment Failure<\/h3>\n<p>After checking for common issues like expired cards or incorrect details, if payments still fail, inform your bank. They can check for system errors or restrictions on your account.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"When_to_Contact_the_Merchant\"><\/span>When to Contact the Merchant?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. Payment Gateway Errors<\/h3>\n<p>Contact the merchant for assistance when an error message indicates a problem with the merchant\u2019s payment system. They can clarify the issue or process the payment manually.<\/p>\n<h3>2. Uncertain Order Status<\/h3>\n<p>If you\u2019re unsure whether your order was placed following a payment glitch, get in touch with the merchant. They can confirm the order status and ensure you are not charged twice.<\/p>\n<h3>3. Refund for Incorrect Charge<\/h3>\n<p>If your account is debited incorrectly, the merchant is your first point of contact. They can initiate the refund process for the incorrect amount charged.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Razorpay_Handles_Refunds\"><\/span>How Razorpay Handles Refunds?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Our payment gateway keeps polling acquiring banks periodically, to see if a payment that was called out as \u201cfailed\u201d before has been updated to successful. If it has, we inform the business where the transaction was done and give them an option to collect the payment. One of 2 things happens here:<\/p>\n<ol>\n<li>The online business accepts the change in payment status, agrees to collect the payment, and provides the service\/good that was promised earlier to the customer.<\/li>\n<li>The online business decides not to collect the payment as it is no longer in a position to service the customer at the agreed terms (could be a time of delivery, cost of purchase, inventory issues, etc). In this case, they have to refund the payment to the customer who gets the money in their account in 5-10 working days.<\/li>\n<\/ol>\n<p data-node-text-align=\"left\">At Razorpay, we have developed these monitoring systems so that the refunds are handled without impacting the end customers in such circumstances. In instances where payment\/refund can still not be tracked, we attempt to resolve issues further with the banks via manual intervention.<\/p>\n<p>In case of payment failure due to a breakdown in communication between a payment gateway and the online website, a good payment gateway should have a fallback mechanism for reconciling payments for both parties and updating their correct status in near real-time.<\/p>\n<p data-node-text-align=\"left\">When a transaction is marked as failed, we give these online businesses an option to check via our Webhooks API if the transaction has genuinely failed or if it&#8217;s a false alarm. If found that the transaction is successful, the online business has the option to carry out the transaction as normal.<\/p>\n<p data-node-text-align=\"left\">Also read: <a href=\"https:\/\/razorpay.com\/blog\/why-do-refunds-take-time\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" data-factors-click-bind=\"false\">Why do refunds take time?<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While it is challenging to eliminate online payment failures\u00a0completely, like the &#8220;<a href=\"https:\/\/razorpay.com\/learn\/gpay-transaction-failed\/\">GPay transaction failed<\/a>&#8221; error, understanding their root causes can significantly reduce their occurrence and enhance the customer experience. It is vital to pinpoint and tackle common culprits, such as user mistakes or technical issues, to ensure smoother transactions.<\/p>\n<p>Simplifying the payment process makes it easier, more user-friendly, and transparent for customers, reducing the chance of errors. Businesses should take proactive steps to deal with payment failures and issues with online identity verification to address issues promptly and minimize their impact on the business. Also, learning from past mistakes and improving payment methods is important to avoid similar incidents in the future.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3>1. What should I do if my payment fails during an online transaction?<\/h3>\n<p>If your payment fails during an online transaction, check your card details, ensure you have sufficient funds, and try the transaction again. If the issue persists, contact your banker or the <a href=\"https:\/\/razorpay.com\/blog\/what-is-a-payment-service-provider\/\">payment service provider<\/a>.<\/p>\n<h3>2. What steps can businesses take to prevent payment failures for their customers?<\/h3>\n<p>Businesses can prevent payment failures by ensuring their payment gateway\u00a0is correctly configured, using up-to-date software, offering multiple payment options, and having robust fraud detection systems in place.<\/p>\n<h3>3. How can I troubleshoot payment failures on e-commerce platforms?<\/h3>\n<p>To troubleshoot payment failures on e-commerce platforms, verify your payment details, check for any technical issues with the payment gateway, and ensure your internet connection is stable.\u00a0If the problem continues, contact customer support for assistance.<\/p>\n<h3>4. Who should I contact if my payment fails?<\/h3>\n<p>If your payment fails, you should contact your bank or the customer service of the platform used for the transaction to understand the payment failure reason and the further steps to be taken.<\/p>\n<h3>5. Can I retry the payment after it fails?<\/h3>\n<p>Yes, you can usually retry the payment after it fails. Check the e-commerce platform\u2019s policies; some may allow immediate retries or suggest alternative methods.<\/p>\n<h3>6. Will my order be cancelled if the payment fails?<\/h3>\n<p>The order status after a payment failure varies by platform. Some may keep the order on hold, allowing you to retry the payment, while others may cancel the order automatically.<\/p>\n<h3>7. Are there alternative payment methods I can use if my payment fails?<\/h3>\n<p>Yes, if your payment fails, you can often use alternative payment methods such as a different credit\/debit card, digital wallets like PayPal or Google Pay, or bank transfers, depending on the merchant\u2019s available options.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Failures in online payments are not entirely avoidable. But understanding the reasons can help you make payments in a much easier manner.<\/p>\n","protected":false},"author":86,"featured_media":18377,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[51],"class_list":{"0":"post-1778","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-payments"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/1778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/86"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=1778"}],"version-history":[{"count":21,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/1778\/revisions"}],"predecessor-version":[{"id":25830,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/1778\/revisions\/25830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/18377"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=1778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=1778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=1778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}