{"id":14905,"date":"2025-05-23T06:10:37","date_gmt":"2025-05-23T00:40:37","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=14905"},"modified":"2025-05-26T10:13:33","modified_gmt":"2025-05-26T04:43:33","slug":"what-is-upi-lite","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/","title":{"rendered":"What is UPI Lite: Features, Limit, and How Does It Work?"},"content":{"rendered":"<p>In September 2022, the Reserve Bank of India (RBI) introduced UPI Lite to streamline small-value payments. This was done to ensure reliable and convenient small UPI transactions, thus minimising <a href=\"https:\/\/razorpay.com\/blog\/online-payments-failure-reasons\/\">payment failures<\/a>. UPI Lite is designed to simplify regular transactions for low-value shopping, such as groceries or inexpensive single items.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d6490abdb45\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d6490abdb45\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#What_is_UPI_Lite\" >What is UPI Lite?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#UPI_Lite_Limit\" >UPI Lite Limit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#UPI_Lite_X\" >UPI Lite X<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#UPI_Lite_X_Limit\" >UPI Lite X Limit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#What_are_the_Features_of_UPI_Lite\" >What are the Features of UPI Lite?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#How_Does_UPI_Lite_Work\" >How Does UPI Lite Work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#Benefits_of_UPI_Lite\" >Benefits of UPI Lite<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#Difference_Between_UPI_and_UPI_Lite\" >Difference Between UPI and UPI Lite<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-start=\"198\" data-end=\"223\"><span class=\"ez-toc-section\" id=\"What_is_UPI_Lite\"><\/span><strong data-start=\"202\" data-end=\"223\">What is UPI Lite?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-start=\"225\" data-end=\"561\">UPI Lite is a simplified version of the Unified Payments Interface (UPI), developed by the National Payments Corporation of India (NPCI), designed for quick and hassle-free small-value transactions. It acts like a digital wallet within your UPI app, allowing you to make payments <strong data-start=\"505\" data-end=\"538\">without entering your UPI PIN<\/strong> for every transaction.<\/p>\n<p data-start=\"563\" data-end=\"588\">With UPI Lite, users can:<\/p>\n<ul>\n<li data-start=\"592\" data-end=\"662\"><strong data-start=\"592\" data-end=\"644\">Make instant payments up to \u20b9500 per transaction<\/strong>, without any PIN.<\/li>\n<li data-start=\"665\" data-end=\"749\"><strong data-start=\"665\" data-end=\"696\">Transact up to \u20b92,000 daily<\/strong> using UPI Lite (as per the current NPCI guidelines).<\/li>\n<li data-start=\"752\" data-end=\"909\">Enjoy <strong data-start=\"758\" data-end=\"794\">faster and smoother transactions<\/strong>, as payments are processed directly from your on-device UPI Lite balance\u2014reducing load on the bank\u2019s core systems.<\/li>\n<\/ul>\n<p data-start=\"911\" data-end=\"1044\">Popular UPI apps like <strong data-start=\"933\" data-end=\"973\">Google Pay, PhonePe, Paytm, and BHIM<\/strong> support UPI Lite, provided your bank is also enabled for this feature.<\/p>\n<blockquote data-start=\"1046\" data-end=\"1219\">\n<p data-start=\"1048\" data-end=\"1219\">Note: UPI Lite only supports <strong data-start=\"1077\" data-end=\"1096\">debit (payment)<\/strong> transactions and not refunds or credits. The balance is maintained locally on your device but backed by your bank account.<\/p>\n<\/blockquote>\n<p>Related Read: <em><strong><a href=\"https:\/\/razorpay.com\/learn\/how-to-change-upi-id-in-google-pay\/\">How to Change UPI ID in Google Pay?<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"UPI_Lite_Limit\"><\/span><b>UPI Lite Limit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Using UPI Lite, you can only transact \u20b91000 INR per transaction. In a day, you can add up to \u20b94,000 INR to make multiple payments. Additionally, the UPI Lite wallet can only hold a maximum amount of \u20b95,000 INR at a time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UPI_Lite_X\"><\/span>UPI Lite X<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/razorpay.com\/blog\/what-is-upi-lite-x\/\">UPI Lite X<\/a> is an innovative extension of UPI Lite, launched in September 2023, designed to facilitate offline transactions without requiring internet connectivity. By leveraging Near Field Communication (NFC) technology, UPI Lite X enables seamless money transfers between on-device wallets, offering a unique and efficient solution for quick payments in various scenarios.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"UPI_Lite_X_Limit\"><\/span>UPI Lite X Limit<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The maximum limit for a UPI Lite X transaction is <strong>\u20b91000<\/strong>, while the total UPI Lite X balance cannot exceed <strong>\u20b92,000<\/strong> at any given time. The total number of transactions is limited to one debit and 10 credit offline transactions. These limits may be adjusted periodically as determined by NPCI.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_Features_of_UPI_Lite\"><\/span><b>What are the Features of UPI Lite?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>UPI Lite has a several features including:<\/strong><\/p>\n<h3><b>1. No UPI PINs<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Users are not required to use their UPI PINs to make the small value transactions.<\/span><\/p>\n<h3><b>2. No Fees<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">UPI Lite is not charging any fees for transfering the funds.<\/span><\/p>\n<h3><b>3. No KYC Requirements<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Users are not required to do their KYC verifications.<\/span><\/p>\n<h3><b>4. Offline Mode<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">UPI Lite X allows users to <a href=\"https:\/\/razorpay.com\/blog\/how-to-make-offline-upi-payments\/\">make payments offline<\/a>, without an internet connection. <a href=\"https:\/\/razorpay.com\/learn\/what-is-nfc-near-field-communication\/\">NFC<\/a> technology is used for communication in these offline transactions. It currently has limitations, allowing only 10 credit transactions and 1 debit transaction per day.<br \/>\n<\/span><\/p>\n<h3><b>5. Record Transactions<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">UPI Lite transactions are recorded only within the app, not on bank statements.<\/span><\/p>\n<h3><b>6. Refunds<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If a user loses their mobile phone with an active UPI Lite account balance, they can request a refund from their bank.<\/span><\/p>\n<p><strong><em>Read More About:<\/em> <a href=\"https:\/\/razorpay.com\/learn\/upi-transaction-charges\/\">UPI Transaction Charges: Limits Per Day &amp; Guidelines<\/a><\/strong><\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"How_Does_UPI_Lite_Work\"><\/span><span data-text-color-mark=\"#000000\">How Does UPI Lite Work?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>1. Registration<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If you&#8217;re a new user, you need to download a selected app like Google Pay or BHIM and link your bank account to activate the UPI Lite feature. Existing users of these apps can directly start using it by adding funds.<\/span><\/p>\n<h3><b>2. Adding Funds<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">User can add the money from their linked bank account to UPI Lite wallet.<\/span><\/p>\n<h3><b>3. Making Payments<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Once the fund is added, users can start making small transactions of \u20b91000 per transaction without using their UPI PIN. They can transact the amount using various methods like UPI-powered QR codes or by entering the recipient&#8217;s phone number.<\/span><\/p>\n<p><strong><em>Read More About: <a href=\"https:\/\/razorpay.com\/blog\/payment-gateway-101\/\">What is a Payment Gateway and How Does it Work?<\/a><\/em><\/strong><\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"Benefits_of_UPI_Lite\"><\/span>Benefits of UPI Lite<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><b>1. Hassle-free small-value payment gateway<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">With UPI Lite, you can make quick payments for small-ticket items without the need for a UPI PIN.<\/span><\/p>\n<h3><b>2. Reliable transactions<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Despite peak loads on the UPI infrastructure, UPI Lite ensures that transactions below Rs. 1000 are processed efficiently and reliably.<\/span><\/p>\n<h3><b>3. Versatility<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">UPI Lite allows you to scan and pay using UPI QR codes or transfer funds via VPAs, <a href=\"https:\/\/razorpay.com\/learn\/what-is-upi-id\/\">UPI IDs<\/a>, phone numbers and bank accounts.<\/span><\/p>\n<h3><b>4. Organised transactions<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">All your transactions made through UPI Lite are organised within the app, making it easier for you to track your payment history. This also reduces the mess on bank passbooks.<\/span><\/p>\n<p>The convenience of UPI Lite makes it an ideal solution for businesses that deal with frequent small-value transactions. Whether you run a retail store or provide services like food delivery \/ transportation, accepting <a href=\"https:\/\/razorpay.com\/upi\/\">UPI payments<\/a> through UPI Lite can streamline your payment process and enhance customer satisfaction.<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"Difference_Between_UPI_and_UPI_Lite\"><\/span><span data-text-color-mark=\"black\">Difference Between UPI and UPI Lite<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td>\n<h3><b>Parameter<\/b><\/h3>\n<\/td>\n<td>\n<h3><b>UPI<\/b><\/h3>\n<\/td>\n<td>\n<h3><b>UPI Lite<\/b><\/h3>\n<\/td>\n<\/tr>\n<tr>\n<td><b>Definition<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI is a real-time payment system that allows you to transfer money between bank accounts using your mobile phone.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite refers to a simplified version of UPI designed for users with basic or feature phones and limited internet connectivity. It aims to provide essential UPI functionality on devices with lower specifications.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Functionality<\/b><\/td>\n<td><span style=\"font-weight: 400;\">It offers a wide range of use cases, including peer-to-peer (P2P) money transfers, bill payments, mobile recharges, online shopping, and more.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">It typically provides basic P2P money transfer functionality and balance inquiry. It may not support advanced features like bill payments or shopping.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>App Size and Data Consumption<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI apps are generally larger and may consume more data due to the inclusion of various features and functionalities.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite apps are designed to be smaller in size and consume less data, making them suitable for users with limited storage and internet access.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>User Interface<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI apps often have a more feature-rich and user-friendly interface with a wide range of options and settings.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite apps have a simpler and more minimalist interface, focusing on essential functions and ease of use.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Device Compatibility<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI apps are typically designed for smartphones with modern operating systems (Android and iOS).<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite is intended for use on basic or feature phones that may not have advanced operating systems. It may rely on USSD (Unstructured Supplementary Service Data) technology for communication.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Customisation and Settings<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI apps offer more customisation options and settings for users to personalise their experience.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite apps have fewer customisation options and settings due to their simplified nature.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Updates and Features<\/b><\/td>\n<td><span style=\"font-weight: 400;\">UPI apps receive regular updates and often introduce new features and improvements.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">UPI Lite apps may receive fewer updates and may focus on maintaining core functionality rather than adding new features.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Target Audience<\/b><\/td>\n<td><span style=\"font-weight: 400;\">It is designed for a broad range of users, including those with smartphones and access to high-speed internet.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">It primarily targets users with basic phones and limited internet access, such as those in rural areas or with low-end devices.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>UPI Lite is a simplified version of the Unified Payments Interface (UPI) system, making small, everyday payments in India a breeze. It integrates seamlessly with your existing UPI app, allowing you to pay up to \u20b91000 without needing your UPI PIN for every transaction. Simply top up your UPI Lite balance from your linked bank account and experience faster, more convenient digital payments!<\/p>\n<h2 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span>Frequently Asked Questions (FAQs)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">1. Is UPI Lite safe or not?<\/span><\/h3>\n<p>UPI Lite is designed with security measures to ensure safe transactions, but its security may be limited compared to the full UPI system due to the constraints of basic phones and connectivity options.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">2. What is the maximum limit in UPI Lite?<\/span><\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\">The current UPI Lite transaction limit is \u20b94,000 per day. However, according to a recent press release by the Reserve Bank of India (RBI), the UPI Lite wallet limit will increase from \u20b92,000 to \u20b95,000. Additionally, on October 9, 2024, RBI has proposed raising the maximum transaction limit for UPI Lite from \u20b9500 to \u20b91,000.<\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">3. How do I transfer money back from UPI Lite?<\/span><\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">To transfer money back from UPI Lite, you typically follow the same process as sending money, entering the recipient&#8217;s details and the amount, but in this case, you would send it to your bank account or UPI ID.<\/span><\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">4. Can UPI Lite be used offline?<\/span><\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">No, UPI Lite typically relies on basic phone connectivity, such as USSD, and requires a network connection for transactions. Hence, it cannot be used without a network connection. It might work without an internet connection though. <\/span><\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">5. Which banks support UPI Lite?\u00a0<\/span><\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\"><span data-text-color-mark=\"#2E3338\">Several banks in India support UPI Lite, but the availability and support for UPI Lite can vary over time, so it&#8217;s advisable to check with individual banks or the NPCI.<\/span><\/p>\n<h3 dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\">6. <strong>What is the difference between UPI Lite and UPI Lite X?<\/strong><\/h3>\n<p dir=\"ltr\" data-node-text-align=\"justify\" data-pm-slice=\"1 1 []\">UPI Lite is a feature that allows users to make small-value transactions without entering a PIN, enabling quicker payments for everyday expenses. In contrast, UPI Lite X enhances this functionality by enabling offline transactions using Near Field Communication (NFC) technology, allowing payments to be made in areas with low or no internet connectivity.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In September 2022, the Reserve Bank of India (RBI) introduced UPI Lite to streamline small-value payments. This was done to ensure reliable and convenient small UPI transactions, thus minimising payment failures. UPI Lite is designed to simplify regular transactions for low-value shopping, such as groceries or inexpensive single items. What is UPI Lite? UPI Lite<\/p>\n","protected":false},"author":32,"featured_media":14909,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[93,91],"class_list":{"0":"post-14905","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payments","8":"tag-upi","9":"tag-upi-payments"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/14905","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=14905"}],"version-history":[{"count":14,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/14905\/revisions"}],"predecessor-version":[{"id":22842,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/14905\/revisions\/22842"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/14909"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=14905"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=14905"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=14905"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}