{"id":13812,"date":"2023-10-13T18:20:14","date_gmt":"2023-10-13T12:50:14","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=13812"},"modified":"2026-05-11T12:05:53","modified_gmt":"2026-05-11T06:35:53","slug":"what-are-export-payments","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/what-are-export-payments\/","title":{"rendered":"What are export payments and how to choose the right one for your business?"},"content":{"rendered":"<h3><strong>What is an Export Payment?<\/strong><\/h3>\n<p>Export payments are financial transactions where a buyer from another country pays a seller in a different country for goods or services. These cross-border payments involve various methods, each with different levels of risk, cost, and processing time.<\/p>\n<p>Picture this: You&#8217;re a business owner with a fantastic product or service, and you&#8217;ve conquered your local market. But what&#8217;s next? Whether you&#8217;re a SaaS founder in Bangalore, a textile exporter in Surat, or a D2C eCommerce brand in Delhi, it&#8217;s time to spread your wings and go global! Exporting is the magic wand that allows you to reach customers from the bustling streets of Mumbai to iconic avenues of Manhattan. By expanding the market and tapping into global opportunities, exports can prove to be extremely profitable for businesses.<\/p>\n<p>Indian exports are valued at over $750 billion in a year, contributing significantly to the country&#8217;s economy and its growth. As India continues to explore new markets and expand its export capabilities, it becomes crucial to consider the right method of export payment as it can impact overall operations. But how do you go about picking the best one for your business? Read on to find out more.<\/p>\n<div style=\"border-left: 4px solid #0073aa; background: #f0f8ff; padding: 15px; margin: 20px 0; border-radius: 5px;\">\n<h2 style=\"color: #0073aa; font-size: 18px; margin: 0 0 8px 0; display: inline-block;\">Key takeaways<\/h2>\n<ul style=\"display: inline-block; margin: 0 0 0 10px; padding-left: 18px; vertical-align: top;\">\n<li>Export payments are transactions where buyers from other countries pay sellers for goods or services across borders.<\/li>\n<li>Five main payment methods exist: Letters of Credit (most secure), Cash-in-Advance, Documentary Collections, Open Accounts, and Consignment.<\/li>\n<li>Your choice depends on trust level with buyers, transaction size, market stability, and risk tolerance.<\/li>\n<li>Modern solutions like digital payment platforms can simplify international transactions and reduce costs.<\/li>\n<\/ul>\n<\/div>\n<h2><strong>Types of Export Transactions<\/strong><\/h2>\n<p>Before diving into payment methods, you need to understand the different types of export transactions available to your business. Each type affects how you&#8217;ll structure payments and manage relationships with international buyers.<\/p>\n<h3><strong>Direct Export<\/strong><\/h3>\n<p>In direct export, you sell your products directly to overseas customers without intermediaries. This gives you complete control over pricing, customer relationships, and payment terms, but requires more resources for international marketing and logistics.<\/p>\n<h3><strong>Indirect Export<\/strong><\/h3>\n<p>Indirect export involves selling through intermediaries like export trading companies or distributors who handle international sales on your behalf. While you have less control, it reduces complexity and risk. Interestingly, 35 percent of total goods exports in the United States come from small businesses, many using indirect export channels.<\/p>\n<h3><strong>Service Export<\/strong><\/h3>\n<p>For service-based businesses, export involves providing services to international clients. This includes software development, consulting, digital marketing, or any intangible service delivered across borders.<\/p>\n<div style=\"border-left: 4px solid #0073aa; background: #f0f8ff; padding: 15px; margin: 20px 0; border-radius: 5px;\">\n<h2 style=\"color: #0073aa; font-size: 18px; margin: 0;\">Did You Know?<\/h2>\n<p style=\"margin-top: 10px;\"><i style=\"font-style: italic;\"><span style=\"font-weight: 400;\">Cross-border payments reached $190 trillion in 2023 and are expected to increase to $290 trillion by 2030\u2014a 53% jump in just seven years.<\/span><\/i><\/p>\n<\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-13813\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/10\/Letters-of-Credit-1024x583.png\" alt=\"export payments \" width=\"770\" height=\"438\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Letters-of-Credit-1024x583.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Letters-of-Credit-300x171.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Letters-of-Credit-768x437.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Letters-of-Credit.png 1209w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">This is one of the most secure ways for global money transfer for an exporter. A letter of credit (LC) is a contractual agreement between the importer and exporter&#8217;s bank, promising payment upon meeting the mentioned terms and conditions in the LC. This is done by providing specific documents, which upon verification by the banks, releases payment from the buyer&#8217;s bank to the exporter&#8217;s bank.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, it is an extremely labour intensive method as it requires providing detailed documents that are prone to errors and discrepancies. It is also relatively expensive due to banking fees of the different banks involved.\u00a0<\/span><\/p>\n<p><b>Best use:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the importer&#8217;s credit is unacceptable &amp; unavailable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In high-risk, newer or less-established trade deals<\/span><\/li>\n<\/ul>\n<h3><b>Cash-in-advance<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-13814\" style=\"font-size: 19px;\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/10\/Cash-in-advance-1024x607.png\" alt=\"export payments \" width=\"770\" height=\"456\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Cash-in-advance-1024x607.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Cash-in-advance-300x178.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Cash-in-advance-768x455.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Cash-in-advance.png 1209w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Cash-in-advance payment process diagram for exporters&#8221; width=&#8221;770&#8243; height=&#8221;456&#8243;&gt;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is the most secure method of payment for exporters since the importer pays for the goods before it is shipped, typically via wire transfer, credit cards or an escrow service.\u00a0<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wire transfer:<\/b><span style=\"font-weight: 400;\"> Typically processed by banks or financial institutions through a secure and networked system like SWIFT (Society for Worldwide Interbank Financial Telecommunication), it is the most preferred method for cash-in-advance. Cross border wire transfers can incur fees depending on the banks or financial institutions involved.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Credit Cards:<\/b><span style=\"font-weight: 400;\"> Another commonly used option, it is best for small consumer goods transactions or exporters with eCommerce businesses. International credit card transactions fees will apply and may vary depending on the credit card processor.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Escrow Service:<\/b><span style=\"font-weight: 400;\"> This method protects both parties as funds are placed with a trusted third party who acts as a mediator. Think of them as a safehouse that holds onto the funds until the established conditions are met, after which the payment is completed.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Cash-in-advance <\/span><a href=\"https:\/\/razorpay.com\/blog\/different-types-of-payment-methods\/\"><span style=\"font-weight: 400;\">mode of payment<\/span><\/a><span style=\"font-weight: 400;\"> is less burdensome than LCs, but also a less attractive option for a buyer due to unfavourable cash flow and uncertainty of receiving goods that have been paid for.\u00a0<\/span><\/p>\n<p><b>Best use:<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the buyer is a new customer with a less-established purchasing history<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the buyer&#8217;s credit cannot be verified and is unreliable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If the export market is unstable and high-risk\u00a0<\/span><\/li>\n<\/ul>\n<h3><b>Documentary Collections<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-13815\" style=\"font-size: 19px;\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/10\/Documentary-collections-1-1024x607.png\" alt=\"export payments \" width=\"770\" height=\"456\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Documentary-collections-1-1024x607.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Documentary-collections-1-300x178.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Documentary-collections-1-768x455.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Documentary-collections-1.png 1209w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>A simplified export transaction that offers faster payment, documentary collections involve the exchange of shipping documents for payment. Here, the exporter and importer&#8217;s bank facilitate the export sale, and fees are lower as banks don&#8217;t verify the documents nor guarantee payment. Thus, it is important that the exporter trusts that the buyer has a reliable history of paying on time.<\/p>\n<p><strong>Best use:<\/strong><\/p>\n<ul>\n<li>In established trade relationships with a trusted foreign buyer<\/li>\n<li>In economically and politically stable markets<\/li>\n<\/ul>\n<h3><strong>Open Accounts<\/strong><\/h3>\n<p>In an open account arrangement, the exporter ships the goods and invoices the buyer after shipment, which is typically 30, 60 or 90 days. A more favourable option for the buyer in terms of cash flow and cost, it is consequently the riskiest option for an exporter as they might not <a href=\"https:\/\/razorpay.com\/payment-links\/\">receive payment<\/a> if the buyer defaults.<\/p>\n<p><strong>Best use: <\/strong><\/p>\n<ul>\n<li>In an economically &amp; politically stable market<\/li>\n<li>High confidence in the buyer to accept the shipment &amp; pay on time<\/li>\n<\/ul>\n<h3><strong>Consignment<\/strong><\/h3>\n<p>The exporter ships goods to a foreign market, but its ownership remains with the exporter until the goods are sold. Payment is not transferred until the goods are sold by the consignee (the party receiving and selling the goods in the foreign market) to the end customer. But there are significant risks involved \u2013 like delay in payments that will affect cash flow and the prospect of the goods not being sold.<\/p>\n<p><strong>Best use:<\/strong><\/p>\n<ul>\n<li>A trusted buyer with a reputable and reliable foreign distributor<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><a style=\"background-color: #1a73e8; color: #ffffff; font-weight: 800; padding: 7px 15px; border-radius: 7px; font-size: 16px; text-decoration: none; display: inline-block; white-space: nowrap;\" href=\"https:\/\/razorpay.com\/payment-gateway\/?utm_source=blog&amp;utm_medium=referral&amp;utm_campaign=internationalpayments\">Explore Razorpay&#8217;s Payment Solutions<\/a><\/p>\n<h2><strong>Comparison Table of Export Payment Methods<\/strong><\/h2>\n<div style=\"border-left: 4px solid #0073aa; background: #f0f8ff; padding: 15px; margin: 20px 0; border-radius: 5px;\">\n<h2 style=\"color: #0073aa; font-size: 18px; margin: 0;\">Did You Know?<\/h2>\n<p style=\"margin-top: 10px;\"><i style=\"font-style: italic;\"><span style=\"font-weight: 400;\">The global trade finance market reached $9.7 trillion in 2024 and is projected to grow at a compound annual growth rate of 3.1 percent through 2034.<\/span><\/i><\/p>\n<\/div>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th><strong>Payment Method<\/strong><\/th>\n<th><strong>Risk Level<\/strong><\/th>\n<th><strong>Cost<\/strong><\/th>\n<th><strong>Processing Speed<\/strong><\/th>\n<th><strong>Buyer Attractiveness<\/strong><\/th>\n<th><strong>Best For<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Cash in Advance<\/strong><\/td>\n<td>Minimal to None<\/td>\n<td>Low<\/td>\n<td>Immediate<\/td>\n<td>Very Low<\/td>\n<td>High-risk buyers, new customers, small transactions<\/td>\n<\/tr>\n<tr>\n<td><strong>Letter of Credit<\/strong><\/td>\n<td>Very Low<\/td>\n<td>High<\/td>\n<td>Moderate<\/td>\n<td>Low<\/td>\n<td>Large transactions, unfamiliar buyers, unstable countries<\/td>\n<\/tr>\n<tr>\n<td><strong>Documentary Collection<\/strong><\/td>\n<td>Low to Moderate<\/td>\n<td>Moderate<\/td>\n<td>Moderate<\/td>\n<td>Moderate<\/td>\n<td>Established relationships, known buyers, mid-sized transactions<\/td>\n<\/tr>\n<tr>\n<td><strong>Open Account<\/strong><\/td>\n<td>High<\/td>\n<td>Low<\/td>\n<td>Extended (30-90+ days)<\/td>\n<td>High<\/td>\n<td>Established customers, competitive markets, creditworthy buyers<\/td>\n<\/tr>\n<tr>\n<td><strong>Consignment<\/strong><\/td>\n<td>Very High<\/td>\n<td>Variable<\/td>\n<td>Deferred until resale<\/td>\n<td>High<\/td>\n<td>Established distributors, market penetration, premium products<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2><strong>Risks and Challenges in Export Payments<\/strong><\/h2>\n<p>Export payments involve several risks that can impact your business profitability and cash flow. Understanding these challenges helps you choose appropriate payment methods and implement risk mitigation strategies.<\/p>\n<h3><strong>Non-Payment Risk<\/strong><\/h3>\n<p>The risk that your buyer may default or refuse to pay is the most significant concern for exporters. Recent data shows <a href=\"https:\/\/www.pib-insurance.com\/news\/trade-credit-insurance-claims-up-why-is-insolvency-on-the-rise\" rel=\"nofollow noopener\" target=\"_blank\">trade credit insurance claims increased 23 percent<\/a> in the first half of 2023, covering \u00a3101 million in unpaid invoices.<\/p>\n<h3><strong>Currency Risk<\/strong><\/h3>\n<p>Exchange rate fluctuations can significantly impact your profit margins. If you quote in foreign currency, a weakening of that currency against the rupee reduces your realised income.<\/p>\n<h3><strong>Political and Economic Risk<\/strong><\/h3>\n<p>Changes in government policies, economic instability, or political unrest in the buyer&#8217;s country can affect payment processing and fund transfers.<\/p>\n<h3><strong>Documentation and Compliance Risk<\/strong><\/h3>\n<p>Errors in export documentation or non-compliance with regulations can delay payments or result in penalties. This is particularly critical for letter of credit transactions.<\/p>\n<h2><strong>Export Payments and Taxation under GST<\/strong><\/h2>\n<p>Understanding GST implications is crucial for Indian exporters as it affects your pricing, cash flow, and compliance requirements. Export payments are treated differently under India&#8217;s GST system compared to domestic transactions.<\/p>\n<h3><strong>Zero-Rating of Exports<\/strong><\/h3>\n<p>In India, exports of goods and services receive zero-rating under the Goods and Services Tax (GST) system, meaning you incur no GST on sales but can claim refunds for GST paid on materials and input services.<\/p>\n<h3><strong>Export with Payment of Tax vs Without Payment of Tax<\/strong><\/h3>\n<p>You can choose to export with payment of tax (and claim refund later) or without payment of tax (with a Letter of Undertaking). The choice affects your cash flow and documentation requirements.<\/p>\n<h3><strong>Documentation Requirements<\/strong><\/h3>\n<p>Proper GST documentation including shipping bills, export invoices, and bank realisation certificates are essential for claiming GST refunds and maintaining compliance.<\/p>\n<p>In the world of international business, export payments are a vital puzzle piece. How you pay depends on trust, what you&#8217;re trading, and industry customs. While payment methods offer perks, they also bring along some tricky challenges like high transaction fees, complex processes and paperwork, and navigating complicated regulations. But what if we told you that there&#8217;s another method for international money transfer that is simple, quick and helps you save more?<\/p>\n<h2><strong>Simplifying Export Payments: Modern Solutions<\/strong><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-13816\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/10\/Hero-image-for-Moneysaver-export-with-the-static-payments-screen-1024x583.png\" alt=\"export payments\" width=\"770\" height=\"438\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Hero-image-for-Moneysaver-export-with-the-static-payments-screen-1024x583.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Hero-image-for-Moneysaver-export-with-the-static-payments-screen-300x171.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Hero-image-for-Moneysaver-export-with-the-static-payments-screen-768x437.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2023\/10\/Hero-image-for-Moneysaver-export-with-the-static-payments-screen.png 1209w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>We&#8217;re here to be your compass, guiding you through the labyrinth of export payment methods, ensuring you make a decision that is tailor-made to your business. Built for Indian exporters, the <a href=\"https:\/\/razorpay.com\/accept-international-payments\/bank-transfers\/\">Razorpay MoneySaver Export Account<\/a> is designed to simplify the process of receiving international payments via <strong>cross-border wire transfers<\/strong>. It offers seamless access to a variety of wire transfer methods, including ACH, SWIFT, SEPA, BACS, and Fedwire. The MoneySaver Export Account offers Indian exporters a global banking experience in 200+ countries. Whether it&#8217;s USD, Euro, Pounds, or Naira, receiving international wire transfer export payments is as simple as <a href=\"https:\/\/razorpay.com\/learn\/neft\/\">NEFT<\/a>\/RTGS transfers. You can open an international bank account anywhere your customers are, without needing a local presence. Account setup is a one-click process, and you can start receiving international payments within &lt; 5 seconds with the MoneySaver Export Account. If you are an existing Razorpay user, you can visit your dashboard to know more and open your account today.<\/p>\n<h3><strong>Why Choose Razorpay for Export Payments?<\/strong><\/h3>\n<ul>\n<li>Instant international account setup\u2014no local presence required<\/li>\n<li>Competitive transaction fees with transparent pricing<\/li>\n<li>Global coverage: send and receive payments in 200+ countries<\/li>\n<li>Trusted by thousands of Indian exporters across industries<\/li>\n<\/ul>\n<p>Razorpay is fully compliant with RBI guidelines and uses bank-grade security protocols to protect your transactions.<\/p>\n<div style=\"background: #f5faff; border-radius: 14px; padding: 28px 24px; text-align: center; margin: 0; box-shadow: 0 8px 20px rgba(26,115,232,0.08);\">\n<h2 style=\"color: #1a73e8; font-size: 24px; font-weight: bold; margin: 0 0 10px 0;\"><strong>Ready to streamline your payments?<\/strong><\/h2>\n<p style=\"color: #444; font-size: 16px; max-width: 720px; margin: 0 auto 16px auto; line-height: 1.6;\">Scale your business with a gateway that supports 100+ payment methods, including UPI, Credit Cards, and Netbanking. Transition to a reliable infrastructure designed to improve transaction success rates and automate your daily reconciliation.<\/p>\n<p><a style=\"display: inline-block; background: #1a73e8; color: #ffffff; padding: 14px 26px; font-size: 16px; font-weight: bold; border-radius: 10px; text-decoration: none;\" href=\"https:\/\/razorpay.com\/payment-gateway\/?utm_source=blog&amp;utm_medium=referral&amp;utm_campaign=paymentgateway\">Get Started with Razorpay<\/a><\/p>\n<\/div>\n<h2><strong>Frequently Asked Questions<\/strong><\/h2>\n<h3><strong>What is an export payment?<\/strong><\/h3>\n<p>An export payment is a financial transaction where a buyer from another country pays a seller in a different country for goods or services. These cross-border payments can be processed through various methods including letters of credit, wire transfers, documentary collections, or open account terms.<\/p>\n<h3><strong>What are the main payment methods for exports?<\/strong><\/h3>\n<p>The five main export payment methods are: Cash-in-Advance (most secure for exporters), Letters of Credit (bank-guaranteed payment), Documentary Collections (document-based payment), Open Account (payment after delivery), and Consignment (payment after goods are sold). Each method offers different levels of risk, cost, and processing time.<\/p>\n<h3><strong>What are export payment terms?<\/strong><\/h3>\n<p>Export payment terms define when and how you&#8217;ll receive payment from international buyers. Common terms include advance payment, documents against payment (DP), documents against acceptance (DA), letters of credit (LC), and open account arrangements. These terms determine the timing of payment and risk distribution between buyer and seller.<\/p>\n<h3><strong>How are export payments handled under GST?<\/strong><\/h3>\n<p>Under India&#8217;s GST system, exports receive zero-rating, meaning you don&#8217;t charge GST on export sales but can claim refunds for GST paid on inputs. You can choose to export with payment of tax (claiming refund later) or without payment of tax (with Letter of Undertaking). Proper documentation including shipping bills and bank realisation certificates is essential for GST compliance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is an Export Payment? Export payments are financial transactions where a buyer from another country pays a seller in a different country for goods or services. These cross-border payments involve various methods, each with different levels of risk, cost, and processing time. Picture this: You&#8217;re a business owner with a fantastic product or service,<\/p>\n","protected":false},"author":128,"featured_media":16497,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[369,26],"tags":[216,475,214],"class_list":{"0":"post-13812","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-international-payments","8":"category-payments","9":"tag-exports","10":"tag-international-money-transfers","11":"tag-international-payments"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/13812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/128"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=13812"}],"version-history":[{"count":6,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/13812\/revisions"}],"predecessor-version":[{"id":26865,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/13812\/revisions\/26865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/16497"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=13812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=13812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=13812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}