At Razorpay, we’re constantly pushing the boundaries of what’s possible in the world of payments. In today’s AI-powered landscape, we believe, managing your financial operations should be as intuitive and seamless as a conversation. That’s precisely the future we’re building for. And we’re thrilled to announce a significant leap towards that vision: the launch of Razorpay Remote MCP – a fully hosted, self-serve AI-native payments infrastructure layer. This isn’t just an update; it represents a paradigm shift in how businesses interact with their payments ecosystem, powered by Artificial Intelligence.
What is Model Context Protocol (MCP)?
MCP, or Model Context Protocol, is an open standard that connects AI models to external tools and data sources — securely and contextually.
It allows AI assistants to go beyond answering questions. With MCP, they can interact with APIs, perform actions, and pull real-time data from connected systems.
For example, you can connect tools like payment platforms, CRMs, or internal dashboards to your AI model — enabling it to fetch a report, generate a link, or check a transaction, all through a simple prompt.
MCP is fast emerging as the industry standard for extending AI capabilities with real-world actions, securely and at scale.
Razorpay Remote MCP Server: The Future of Payments Management
For the longest time, interacting with complex payment systems has required navigating dashboards, writing code, or relying on technical teams. This is where Razorpay’s MCP Server steps in. It eliminates these complexities by providing a unified, AI-friendly interface to Razorpay’s comprehensive payment ecosystem. With over 35 specialized tools covering payments, orders, refunds, settlements, and more, it stands as the most comprehensive payment MCP server available in India, designed to act as an intelligent financial co-pilot.
What is new and truly groundbreaking about this launch is that the Razorpay Remote MCP is fully hosted on Razorpay’s robust infrastructure. This translates to zero infrastructure overhead for the user – all that is needed is to plug in API keys, and a new dimension of payment management is unlocked. This marks India’s first self-serve MCP server of its kind, specifically for the Indian market and beyond.
Key Features:
- Comprehensive Coverage: Over 35 tools covering all major payment operations – from creating payment links to fetching detailed reports, all accessible via an AI agent.
- Enterprise Security: Token-based authentication with automatic rotation ensures data remains secure.
- High Performance: Optimized for speed with a 99.9% uptime guarantee, ensuring interactions are always smooth and reliable.
- Multiple Deployment Options: Users can choose between the recommended hosted (Remote) solution or a self-hosted (Local) solution for ultimate control.
- Developer Friendly: Ready-to-use configurations for popular AI platforms like ChatGPT, Claude, or custom AI tools.
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Razorpay Remote MCP 2.0 is designed to get you up and running in minutes — no servers to manage, no complicated setups. Just plug in your API key, and you’re ready to go.
- Zero Setup: No Docker, Go, or infrastructure management required.
- Always Updated: Get the latest features and security patches automatically.
- High Availability: Backed by Razorpay’s enterprise-grade infrastructure.
- Low Latency: Smart routing and intelligent caching ensure lightning-fast responses.
Explore the full setup guide here.
While the Remote MCP is our recommended approach for its simplicity and speed, Razorpay also supports a self-hosted MCP setup for businesses that require advanced customization or complete on-premise control.
Key Use Cases for MCP
Razorpay Remote MCP 2.0 is designed to make payment operations as seamless as a conversation — transforming the way teams interact with financial systems. Here are some practical ways in which businesses are already using it:
- Dynamic Payment Link Generation & Sharing
Need to raise a payment link for a one-time service or an urgent client invoice? Simply ask your AI assistant: “Create a payment link for ₹25,000 for Acme Enterprises and send it to their billing contact.”
The link is generated instantly and ready to be shared via email, chat, or any preferred channel — without logging into a dashboard or involving a developer. This is especially useful for support, sales, and operations teams who need to act quickly without bottlenecks. - Instant Access to Order & Fund Details
Instead of switching between tabs or hunting through dashboards, you can now retrieve specific transaction details with a simple prompt: “Show me the fund settlement details for the week of May 20th” or “Get me the status of Order ID 12345XYZ.”
This drastically cuts down reconciliation time and empowers finance teams to get critical answers in real time, directly from their AI assistant. - Payment Data Analysis & Issue Resolution
Remote MCP also enables intelligent querying for failed transactions and deeper analysis. For instance, you can ask: “Why did the payment from John D’s card fail on June 3rd?” or “Give me a report of failed UPI payments over the past 7 days.”
This capability helps businesses stay proactive — identifying issues before they escalate and using AI to dig into trends without manual effort. - Developer Efficiency & AI-Powered Integration
Razorpay Remote MCP is a game-changer for developers looking to streamline integration and accelerate build cycles. By enabling AI agents like Cursor to understand and interact with Razorpay’s payment tools, developers can go from idea to implementation in a matter of minutes. A simple prompt like “Build a bookstore with separate frontend and backend services using Razorpay Standard Checkout” can trigger code generation, server setup, and API wiring — all automatically. It’s a faster, smarter way to build, test, and deploy payment-enabled apps, without toggling between docs, dashboards, or terminals.
Leading the Charge in Payments Innovation
Razorpay Remote MCP 2.0 isn’t just an innovation — it’s a leap forward in payment infrastructure. This fully hosted, self-serve, AI-native payments layer fundamentally transforms how businesses interact with their financial operations.
By making payment management as easy as talking to your AI, we’re empowering businesses to operate faster, smarter, and with unprecedented ease — all backed by Razorpay’s trusted infrastructure.
As Anand Lakshmanan, Vice President, Product at Razorpay, puts it:
At Razorpay, we’ve always believed that the best technology is invisible technology. With Remote MCP, we’re making that philosophy a reality for payments. Instead of requiring businesses to navigate complex dashboards and APIs, we’re enabling them to simply ask for what they need in plain language. This isn’t just about making payments easier—it’s about fundamentally reimagining how businesses interact with their financial infrastructure.
Get started with Razorpay Remote MCP today and experience the next frontier of payment technology.
