The finance function has always been the custodian of some of the most crucial work fronts for any organisation. Money, compliance and control. Yet for years, finance teams have run critical workflows across spreadsheets, emails, messaging apps and constant follow-ups.
Describe a typical week for a finance team at a growing Indian business, and it sounds familiar. Chasing invoices that should have closed weeks ago. Following up on collections manually. Setting up every payout from scratch. Pulling cashflow numbers from multiple sources that do not speak to each other.
None of this is strategic work. Very little of it needs financial judgment. It is coordination. Time-consuming, repetitive and exhausting coordination.
The result is a finance team that is always reacting.
And in an early-stage company, this is not even a finance team problem. It is the founder’s problem.
The same person closing sales is tracking invoices at night.
The same person pitching investors is reconciling payouts over the weekend. Time that should go into building the business goes into managing the backend.
That changes today.
Today, we are introducing the Agentic Business Banking Experience by RazorpayX.
Business banking that does not just move money, but works like a world-class finance team alongside you.
“As part of this launch, customers will see a clean and capable chat interface inside the RazorpayX Business Banking+ dashboard. From here, they can interact with agents that take key actions on collections and payables, on your behalf, work in the background and surface insights, reports and more,” said Asheesh Varshneya, Senior Director, Product Management at RazorpayX.
Here’s how the agentic business banking experience is a game-changer for your finance team:
The agentic dashboard experience comes with five comprehensive agents that work for you out of the box:
Cashflow Insights
Get a real-time view of burn rates, balances, runway, and receivables in one dashboard. No more stitching data from multiple tools. We surface clear insights and flag risks early so you can act before it hurts.
Receivables Reminder Agent
Collections run on autopilot. The agent sends timely reminders with built-in payment links and escalates when needed. You get paid faster without constant follow-ups.
Payout Agent
Just say who you want to pay. The agent fetches details, recalls TDS history, auto-configures the payout and takes you to OTP in seconds. Faster payouts with fewer errors.
Reporting Agent
Cashflow summaries, runway analysis, ageing reports and TDS breakdowns are generated and shared automatically. No manual compilation. No last-minute scrambling.
Bookkeeping Agent
Transactions are automatically categorised and reconciled as they happen. Your books stay clean and up to date without manual entry, so month-end closes faster and with fewer surprises.
Together, these agents function like a high-performance finance team built into your banking. The work gets done, the numbers stay clear, and nothing slips through the cracks
“This year, we reimagined what startups should expect from their business banking partners in the age of AI. With a powerful agentic experience built right into the dashboard, banking becomes an active finance teammate that automates routine work, protects accuracy, and gives teams back meaningful time. And this is just the beginning. We see AI becoming a true force multiplier for finance teams, and at RazorpayX, we are committed to pushing that frontier further.”
Ayush Bansal, Vice President & General Manager, RazorpayX
How to access
The agentic business banking experience is now being rolled out to existing RazorpayX Business Banking+ customers. If you’re new to RazorpayX, sign up here to get started.
